New User ? Sign Up  |  Sign In  |  Help
Strange Questions
Get the Answers at Strange Questions!
ask
answer
explore
Search for questions :
My Profile

anonymous

Open Questions Bookmark and Share

When do checks expire? How long do I have to cash a check after is it issued?


I have a couple of checks from businesses. Usually they'll say 'Void after 90 days' or something to that effect, but there's not such statement on a couple of them. So, how long would I have to cash them? Are they good forever?

5056 day(s) ago

    Comment(s) (0)
    Report Abuse
   Find Interesting  
   Email to Friends  
   Bookmark  
   Subscribe to Answer Alert  
No comments yet !!!     Be the first to comment !!!
Answers (2)

ebilwabbit
It depends on the issuing bank's policy. Some banks honor checks for 12 months, but the standard is 6 months unless specifically noted. You can contact the issuing bank and ask, but no, they will not be good forever.

Posted 5037 day ago

( 0 )
( 0 )
    Comment(s) (0)
   Report Abuse
No comments yet !!! Be the first to comment on this answer !!!


Larry
Believe it or not, there really is no firm rule about this in the United States. Technically, it's possible for your bank to try to cash a check even after the printed expiration date, but only if they have a good faith reason to believe that there are funds to cover the amount, and also that you're not up to anything fraudulent.
Now, those are a couple of big "only ifs", and because of that, most banks will (1) honor any "Void after XX days" printed on the check - they simply won't cash it past that date, and (2) in most circumstances, a bank will not cash a check that is more than six months old - 180 days past the issue date and it's a no go.

Again those are general rules. In special circumstances, you may very well be able to get a check cashed outside of those parameters. But if you can, go ahead and get those checks cashed now before they're more than 1-2 months old -- save yourself any confusion or delay at the bank, because even if it gets cashed, it's possible that you'd have a delay while the bank teller asks management whether they should honor your four-month-old check.

Posted 5056 day ago

( 0 )
( 0 )
    Comment(s) (0)
   Report Abuse
No comments yet !!! Be the first to comment on this answer !!!

Edit your answer. Click save when done.
Question Title When do checks expire? How long do I have to cash a check after is it issued?
Your Answer
Character Count ( Max. - 5000 ) : 230
Email this question link to friends
Please enter e-mail address and name for each friend..
Friend #1 -
Friend #2 -
Friend #3 -
Friend #4 -
Friend #5 -
  Your comment on this question
Max Allowed : 5000 Characters Current Count : 0
  Your comment on this answer
Max Allowed : 5000 Characters Current Count : 0

Copyright © 2024 Terms & Conditions